Working from home business insurance |
Insurance for based-at-home businesses
Working from home works. Thousands of people today run successful companies from their back room, a home office or a spare bedroom.
Now you can arrange your business insurance at home too – with AXA
- 10% discount when you buy online today
- Quick and easy online quotes
- Flexible cover you can arrange and manage whenever you want
- Choose what's right for you and you could protect your business for less
Save 10% on your business insurance when you buy online – get a business insurance quote
It's quick and easy to get a quote online. Whether you're looking for professional indemnity insurance, public liability insurance or employers' liability insurance – or don't really know what business insurance you need – you can arrange working from home insurance in minutes. All from the comfort of your own home.
Business insurance made easy
Because protecting your business is so important, we've made it as simple as possible for you to find out what cover's right for you – and as flexible as possible for you to choose your home business insurance.
Our AXA Business Insurance Wizard gives handy hints on the business insurance available and how it can help you. There's a wide range of quick video guides to watch. And when you're ready to choose your cover, you can arrange it in minutes online – and manage it whenever you want from your own personal online account.
For your home based business, it's your business insurance.
Get a quote for home business insuranceNeed some handy hints to help you decide what's right for you? You can use the AXA Business Insurance Wizard.
For your business…
AXA covers a wide range of businesses. If you're working from home, insurance to suit your business – like freelancer insurance or contractor insurance for example – is quick and easy to arrange. Start by selecting the occupation that suits you best when you get a business insurance quote.
Not sure what company insurance you need? Find out what businesses like yours can choose by using the AXA Business Insurance Wizard.
…it's your business insurance
If you're working from home, business insurance may be new to you. Don't assume your home insurance will cover your business, your equipment, your visitors or any stock you store. You can get a quick understanding of the basics of business insurance and how it can protect you by reading our useful guides.
Professional indemnity insurance
Put simply, professional indemnity insurance covers the work a business carries out. If you provide advice or offer a service that customers pay for, they could sue you or claim compensation if they feel your work is not up to standard.
It's often a case of one person's word against another's if advice is questioned. Without professional indemnity insurance, the expert legal support to defend a claim against your company – plus any compensation you need to pay to settle it – could be very expensive. It could even cost you your business.
AXA professional indemnity insurance can give your business valuable protection you can rely on. In case you do something wrong in your work, it's the right cover to have.
More information about AXA professional indemnity insuranceGet a professional indemnity insurance quote
Public liability insurance
When you work from home, you're bound to get a few business visitors every now and then. Clients, customers – even people to fix your computer or to sell you business insurance! If there's even the slightest risk that someone could be hurt or their property could be damaged in your home, public liability insurance provides valuable protection.
Causing even the most minor injuries or damage to somebody else's property can now lead to major claims for compensation. With AXA public liability insurance you know you're protected if accidents happen.
More information about AXA public liability insuranceGet a public liability insurance quote
Employers' liability insurance
Many people work from home on their own. But if anybody works for you – and that includes full and part time staff, freelancers or volunteers – you need to have employers' liability insurance. It's required by law.
Accidents can happen. If someone you are directly responsible for is injured as a result of working for you, you need to be sure they are properly looked after – and ensure your business is not harmed too. Get protection and peace of mind with AXA employers' liability insurance.
More information about AXA employers' liability insuranceGet an employers' liability insurance quote
More business insurance
For many people working from home, insurance to cover loss or damage of the equipment they use is not included in their home insurance. This cover can be added to your business insurance when you get a quote with AXA.
If you're the only person in your company, insurance in case you fall ill or are injured is extra protection businesses like yours often consider. When you're working from home, insurance like this could provide cash to keep your business running, or ensure the wellbeing of your family.
More information on the optional extrasYou'll be able to choose from a range of optional extras tailored to businesses like yours when you get a business insurance quote.
Insuring your home and your vehicles for business use is something to think about too. You can find out how AXA can help you below:
More information on commercial property insuranceMore information on commercial vehicle insurance
Not sure what you need?
AXA. Your business insurance
Professional
indemnity insurance
Up to £5 million cover for your business in case a claim is made against your work. It’s protection and peace of mind if you provide advice or services to clients.
Public
liability insurance
Up to £10 million legal liability cover in case a claim for accidental injury or property damage is made against your business by a third party.
Employers’
liability insurance
Legally required if you employ people. AXA gives you £10 million legal liability cover and great peace of mind.
