Public liability insurance

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There's no substitute for taking the greatest care of the people and property your business comes into contact with. But if a claim for damages is made against your business by a member of the public, AXA public liability insurance gives you the peace of mind and protection you need.

Why your business may need public liability insurance

• You have visitors coming into your workplace – whether it's your home, your office or a site where you are working.
• Your business takes you to other people's property – a public liability claim could be made against any member of your business if they accidentally cause damage to anything which doesn't belong to your business.
• A client insists your business has this insurance before they offer you any work.
• Anybody working for your business or the work your business carries out puts any other person at risk of injury.

Nowadays even minor injuries and property damage can lead to major compensation charges. Where there's blame, they say, there's a claim. If one's ever made against your business by a third party, we cover your legal liability up to the cover levels you choose.

Get a public liability insurance quote from AXA

AXA public liability insurance

• Up to £10 million protection – to cover damages or costs payable.
• Temporary staff covered for up to 50 working days – public liability protection for occasional employees.
• Court attendance compensation – up to £250 paid per day if we need you to be in court because of a public liability claim.
• 24 hour legal helpline – free confidential legal advice when you most need it.

Choose your business insurance in minutes. Get a business insurance quote from AXA.

AXA PL insurance policy documents

For an at-a-glance overview of the main features of AXA public liability insurance, view the policy summary. Or read the example policy wording for a detailed guide to AXA public liability insurance.

• AXA public liability insurance policy summary (professionals)
• AXA public liability insurance policy summary (trades)
• AXA public liability insurance policy wording (professionals)
• AXA public liability insurance policy wording (trades)

Your AXA business insurance documents will be tailored just to you – with no unnecessary wording or content. Because it's so personal, you will only be able to view your own policy wording in your AXA Account when you buy AXA business insurance.

Important information for existing customers

For any information on your existing public liability insurance, please call our help team on 0845 606 0940. Lines are open Monday to Friday, 8am to 8pm, Saturday, 9am to 2pm.