Professional indemnity insurance cover options |
Tailored PI insurance is the perfect fit for your business
There are many benefits and features of AXA professional indemnity insurance. By choosing the exact cover you need, you can get the right protection and peace of mind – and save money too.
Breach of professional duty and claims costs
The core element of PI insurance, covering claims for negligence made against your business. This cover is included as standard with AXA professional indemnity insurance. If you are alleged to have provided poor advice or made a mistake in the conduct of your work, we will pay for your legal defence costs and any compensation you are legally liable for, up to the cover level selected.
Get a professional indemnity insurance quoteBreach of confidentiality
Your business could face expensive legal fees and compensation claims for failing to keep sensitive third party information secure and secret from others. We can provide cover if you unintentionally disclose confidential information.
Get a professional indemnity insurance quoteBodily injury arising from breach of professional duty
We provide cover if your business activity causes injury to anyone other than an employee and a claim is made against you. It's important to note that claims for any bodily injury which is incidental to the performance of your business (such as spilling hot water on someone while making a cup of tea for example) will not be covered by professional indemnity insurance but would normally be covered by a public liability insurance policy.
Get a professional indemnity insurance quoteCourt attendance costs
If we're helping you to defend a professional indemnity claim in court, we can also pay for you to be there. Your business can benefit from expenses for each working day we require you or a representative of your business to attend court.
Get a professional indemnity insurance quoteDefamation
If someone feels your business has made a written or spoken statement which could affect the public's perception of them, they could make a claim against you for libel or slander. Protect your business from the risk of compensation claims and legal costs.
Get a professional indemnity insurance quoteDishonesty of employees
Fraud or dishonesty by someone working for you can be very costly, and not just to your reputation. If a civil liability claim is made against your business because of the dishonesty of an employee, we will cover your legal and compensation costs.
Get a professional indemnity insurance quoteInfringement of copyright
Your business could face legal and compensation costs if you unintentionally use legally protected intellectual property, such as brand names or copyrighted information, without permission. We can help if a claim is made against you.
Get a professional indemnity insurance quoteLoss of documents
It can be difficult and expensive to replace printed documents or electronic data. We can cover the cost of replacing or restoring any client documents in your care which are lost or damaged.
Get a professional indemnity insurance quoteCover for previous work
Claims relating to past work can have a serious impact on the future of your business. AXA gives many businesses the flexibility to choose a date in the past to protect previous work. So if a new claim is made while your policy's in force against work carried out from the date you choose, it's reassuring to know you're covered by AXA.
Get a professional indemnity insurance quoteCover for previous work – after your business stops trading
When your business stops trading and your AXA professional indemnity insurance expires, claims relating to past work could leave you out of pocket. Your lapsed policy will not cover you for mistakes you may have made in the past. But you will still be liable.
At AXA, we will offer to continue to cover the work you carried out in the past. This is known as run-off cover. As time passes, the risk of a claim reduces. And so a discount will be applied to your renewal premium each year, as long as it does not go below the minimum premium. So whether you’re retiring or shutting up shop, you can be sure you’re protecting your future by covering your past.
Get a professional indemnity insurance quoteFlexible cover levels up to £5 million
It's easy for you to get all the peace of mind you need with AXA. Whether you're matching the recommendations of a professional body or selecting from a range of cover levels up to £5 million, we will pay up to the cover level you choose to settle any number of separate claims made against your business while you're insured with us.
Get a professional indemnity insurance quoteChoose from a range of excesses
AXA gives you flexible options to tailor your ideal PI insurance. What's more, by setting your own excess to be paid when a claim is made, you can reduce the price of your cover. So you could save money on your business insurance today.
Get a professional indemnity insurance quoteWant to view the features, benefits and limits of the professional indemnity insurance cover options in more detail? View the policy wording
Not sure what you need?
AXA. Your business insurance
Professional
indemnity insurance
Up to £5 million cover for your business in case a claim is made against your work. It’s protection and peace of mind if you provide advice or services to clients.
Public
liability insurance
Up to £10 million legal liability cover in case a claim for accidental injury or property damage is made against your business by a third party.
Employers’
liability insurance
Legally required if you employ people. AXA gives you £10 million legal liability cover and great peace of mind.
