Business insurance optional extras |
Increase your protection and peace of mind
When you choose our professional indemnity insurance, employers' liability insurance or public liability insurance, reassurance comes as standard. AXA offers you affordable policy add-ons to increase your protection and peace of mind.
All the options that are available for your business and the company insurance you have chosen will be displayed when you get a business insurance quote.
Business equipment
Urgently replacing or repairing important business equipment can be very expensive. With AXA you can insure any business equipment including your computer, mobile phone and portable electronic equipment in case of theft, loss and accidental damage. Get up to £10,000 cover by adding business equipment insurance to your business insurance.
If you work from home, this cover can provide valuable protection – as your vital business equipment may not be covered by home insurance. And if you use your car for work, your car insurance may not cover your business equipment if it gets stolen, damaged or destroyed.
Business equipment policy wordingContract works
Damage to a half-finished building could cost you a whole lot of money. If a property your business is working on is damaged or destroyed before it is handed over, we will either arrange for the work you have done to be repaired or pay you the value of your work at the time of the damage. We'll also cover your materials on site, in storage and in transit.
Contract works policy wordingHired-in plant
Could your business afford to replace expensive equipment it doesn't even own? If something you've hired is damaged in your care, we can pay to repair or replace it under the terms of your hire conditions, up to your selected cover level. And we'll also pay for the hire fees while it's out of action, up to £25,000.
Hired-in plant policy wordingOwn plant, tools and equipment
A good workman always protects his tools. From a simple screwdriver right up to a JCB, we can insure any equipment you and your employees own up to the cover level you choose. This cover could keep you in business if the tools you rely on are stolen, lost or damaged.
Own plant, tools and equipment policy wordingPersonal accident – weekly benefits
Accidents can happen at any time, and an injury suffered at work or outside work could really hurt your business or your family. If a principal, partner or director is injured and left unable to work, we will pay their weekly wage until they recover. If you are the person injured, we provide money you and your family could rely on. Maximum limits apply.
Personal accident – weekly benefits policy wordingPersonal accident – capital benefits
Serious injuries are things you never want to think about. But any accident – at work, on the road or on your own time – could be very costly if you or a fellow principal, partner or director of your business is left unable to work. Personal Accident pays the injured person a generous lump sum.
Personal accident – capital benefits policy wording
Not sure what you need?
AXA. Your business insurance
Professional
indemnity insurance
Up to £5 million cover for your business in case a claim is made against your work. It’s protection and peace of mind if you provide advice or services to clients.
Public
liability insurance
Up to £10 million legal liability cover in case a claim for accidental injury or property damage is made against your business by a third party.
Employers’
liability insurance
Legally required if you employ people. AXA gives you £10 million legal liability cover and great peace of mind.
